Home Insurance Policy covers Loss or Damage to contents whilst contained in the insured's premises due to the following perils:
- Fire, Lightning, Explosion
- Thunderbolt, Subterranean Fire
- Earthquake or Volcanic Eruption
- Aircraft or other aerial devices or articles dropped there from
- Bursting or overflowing of water tanks, apparatus or pipes
- Theft accompanied by actual forcible and violent breaking into or exit from the insured premises (Full address to be provided)
- Impact with a building by any road vehicle, horses or cattle not belonging to or under the control of the insured or any member of the family normally residing with him
- Storm, tempest, flood or overflow of the sea
- Riot, civil commotion, strikes or malicious damage
- Cost of alternative accommodation in case of building becomeing uninhabitable due to insured peril
- Cover may be extended to loss of rent, tenant’s legal liability towards landlord. The policy can be tailor made depending on the requirements of a client
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